If you're a trader in 2025, one of the most important decisions you’ll make is choosing the right prop firm.

With instant funding options, profit splits as high as 90%, and platforms that support fast, reliable payouts, the prop trading industry has evolved. More traders than ever are skipping traditional self funded accounts and turning to firms that offer simulated capital, structure, and scalability.

Blue Guardian is one of the top performing prop firms in 2025. Known for its transparent rules, long tracxk record, multiple funding models, and consistent payouts and now even backed by a 24 hour payout guarantee or they’ll pay you 100% of your profits, it’s quickly becoming a go to choice for both new and experienced traders.

In this guide, we’ll cover everything you need to know about trading with Blue Guardian. You’ll learn how their challenges work, which platforms you can use, what to expect from their payout system, and why they’re considered one of the best prop firms this year.

If you’re ready to grow your trading account with funded capital, this guide will help you get started.

Trade Capital Without the Wait - Blue Guardian Offers Instant Funding

Instant funding has become one of the most in demand features in prop trading and for good reason. Instead of passing a multi step evaluation, traders can access live capital right away and start earning payouts within days.

And with Blue Guardian’s new 24 hour payout guarantee, the wait doesn’t just end when you get funded, it ends when you get paid. If they don’t process your payout within 24 hours, you get 100% of your profits.

Blue Guardian’s instant funding model is one of the most competitive on the market in 2025.

With their Instant Funding program, traders can access accounts ranging from $5,000 to $100,000 without going through a traditional challenge. There’s no need to hit a profit target or wait for multiple phases. Once your account is active, you’re trading live capital under real market conditions.

Blue Guardian’s Challenge Models

One of the reasons Blue Guardian stands out as a top prop firm in 2025 is the flexibility it gives traders. Whether you want to start earning right away or go through a traditional evaluation, there’s a challenge model built for you.

Here’s how each option works:

1-Step Challenge

This model is ideal for traders who want a straightforward evaluation without unnecessary hurdles. You’ll need to hit a 10% profit target while managing risk with an 8% max drawdown and a 4% daily limit. There’s no time limit. Funded accounts can receive up to 90% profit split. It’s fast, simple, and built for confident traders who don’t want to jump through multiple phases.

2-Step and 2-Step Pro Challenge

If you prefer a more gradual evaluation, the 2-Step model gives you two stages to prove consistency. The first phase has an 8% target, and the second phase drops that to just 4%. The same 8% overall drawdown and 4% daily risk limits apply. On the 2-Step Pro challenge Maximum daily drawdown is as high as 10%. Like the 1-Step, there’s no time pressure with 2-Step challenges. These are balanced options for traders who want to scale with a bit more structure.

3-Step Challenge

This model offers a lower cost entry point, with progressively easier targets and a longer evaluation period. It’s designed for beginners or traders testing a new strategy. This is your model if you’re building experience and want a slower ramp up to a funded account. Like the others it has profit split up to 90%.

Instant Funding

This is Blue Guardian’s fastest track to live capital. There’s no evaluation - just sign up, choose your account size, and start trading. Accounts range from $5,000 to $100,000. Risk parameters are simple with a 3% daily and 6% overall drawdown. The real benefit is the speed: you can qualify for a payout in as little as 7 days. The Instant Funding Starter account is especially popular, offering a $5K account for just $19.

Here’s what you get with Blue Guardian’s Instant Funding:

• Live simulated accounts with capital starting at $5,000 ranging up to $100,000
• Affordable entry: Starter accounts begin at just $19
• Up to 80% profit split on Instant Funded accounts
• Unlimited trading period with no time pressure
• Payout eligibility in as little as 7 days (with optional add-on)
• Clear risk rules, all rules are clearly shown on FAQ, there are no hidden rules or payout denials
  

This model is designed for traders who prefer not to deal with the pressure of profit targets or phase completions, so it will suit anyone from expert to starter level.

The Instant Funding Starter account, launched in 2025, makes this even more accessible. For $19, traders can access $5,000 in capital and begin building payout history right away.

If your goal is to trade without waiting weeks to get funded, Blue Guardian’s instant funding program delivers a fast, affordable way to get started.

Every model has its strengths. If you want to earn fast, Instant Funding gets you live right away. If you want a more traditional, step based route with a higher profit split, the 1-Step or 2-Step are ideal. For new traders on a budget, the 3-Step offers the lowest entry point.

Consistency Rules & Risk Parameters Explained

One of the most important things to understand before joining a prop firm is how risk is managed. At Blue Guardian, the rules are clear, fair, and built to encourage sustainable trading, especially if you're aiming to stay funded long term.

Daily and Maximum Drawdown

Every funded account is subject to strict risk limits. These include:

• Daily drawdown: Typically 3% to 4%
  
  
• Max drawdown: Usually 8% to 10%, depending on the account type
  
  

These rules help protect both the trader and the firm. If you hit the daily or overall max loss, the account is breached. This system forces traders to stay disciplined and avoid catastrophic mistakes, which is exactly what you want when working with large simulated capital.

Consistency Rule

This is one of Blue Guardian’s most talked-about features, especially with Instant Funding accounts.

To qualify for a payout, your largest profitable day can't account for more than a certain percentage of your total profit during the payout period. Here’s how it works:

• 20% limit on Starter Instant Funding accounts
  
  
• 15% limit on standard Instant Funding accounts
  
  

For example, if you make $1,000 over two weeks, your biggest day shouldn’t be more than $150 or $200, depending on your account. This rule is meant to discourage high-risk “one lucky day” strategies and reward consistent performance.

Why This Matters

These risk parameters aren’t designed to limit skilled traders, they’re meant to help you stay in the game. By enforcing smart limits and consistent results, Blue Guardian creates an environment where disciplined traders can thrive and scale over time.

In the next section, we’ll go over the trading platforms Blue Guardian supports and how to choose the right one for your strategy.

Trading Platforms at Blue Guardian

A prop firm is only as good as the tools it gives its traders. In 2025, execution speed, charting reliability, and platform flexibility matter more than ever. That’s why Blue Guardian offers access to multiple trading platforms - so you can trade with the setup that fits your strategy.

Available Platforms

Blue Guardian currently supports:

• MetaTrader 5 (MT5): The industry standard for forex and CFD trading. Known for speed, stability, and a wide range of indicators. MT5 is perfect for traders with all kind of strategies whether it was manual trading or using technical strategies, expert advisors (EAs), or algorithmic systems.
• Match-Trader: A modern, web-based platform that combines a clean interface with reliable order execution. Great for traders who want quick access without installing software.
• TradeLocker: Built for speed and ease of use, TradeLocker is another strong option. It’s especially popular with mobile first traders or those who prefer a lightweight platform experience. It also has TradingView integration.
  

Platform Flexibility

No matter which platform you choose, you’ll get:

• Real market conditions with live pricing and tight spreads
• Support for EAs and automated strategies (where permitted)
• Fast execution with low latency
• Access to risk management tools and analytics dashboards
  

Choosing the Right Platform

If you already use MT5, you’ll feel right at home. If you’re newer to trading or prefer trading on the go, MT5 is still solid choice along with Match-Trader and TradeLocker, all being user-friendly options. The best part? You’re not locked into one setup - you can choose what works best for your style.

Next, we’ll look at one of the most important topics for any prop trader: how payouts work and how fast you can get paid.

How Payouts Work at Blue Guardian

For most traders, getting funded is only half the goal - the real focus is getting paid. Blue Guardian makes this part of the process clear, fast, and consistent, which is one of the reasons they’re considered one of the best prop firms for payouts in 2025.

Payout Frequency

Blue Guardian offers bi-weekly payouts as the standard. That means you can request a withdrawal every 14 days after placing your first trade on a funded account.

However, you can opt for a 7-day payout add-on at checkout. This gives you the ability to withdraw profits just one week after your first trade, speeding up your rewards.

Profit Split Structure

Most funded accounts offer a profit split of 80%, with some going as high as 90% depending on the challenge type and scaling plan. Your share is based on your account type:

• Instant Funding: 80%
• Other accounts: Up to 90%
  

These splits put you in control of most of the profit while allowing Blue Guardian to manage risk and handle infrastructure.

Payout Processing Time

Once a payout request is submitted, it’s usually processed within 1 to 2 business days. And with their new 24-hour payout guarantee, they’ve raised the bar across the industry — miss the window, and you keep 100% of the profits. Payments can be sent via:

• Crypto
• Riseworks

How to Qualify for Payouts

To receive your payout, you need to meet the account’s risk and consistency requirements, such as staying within the drawdown limits and following the consistency rule (depending on your account).

If you're in compliance, payouts are reliable and fast. Many traders report receiving funds well within the expected window.

Blue Guardian’s fast, transparent payout system is a major reason why so many traders are switching to it in 2025.

Maximum Capital Available

Blue Guardian allows traders to have accounts up to $400,000. This makes it one of the more aggressive and trader friendly scaling models in the industry.

A larger account means more earning potential while maintaining the same percentage based risk. It also helps serious traders transition from short term gains to long term consistency and career level income.

Is Blue Guardian the Best Prop Firm of 2025?

If you’re looking to grow your trading account in 2025, Blue Guardian offers one of the most complete funding platforms available. From instant funding and flexible evaluations to fast payouts with 24h payout guarantee and $400,000 maximum simulated capital, they give traders exactly what matters most: capital, structure, and support.

Whether you're a seasoned trader ready to earn from day one or you're building consistency with a structured challenge, Blue Guardian has a path that fits.

• Instant funding with no evaluation
• Profit split up to 90%
• Up to weekly payouts with 24hr payout guarantee
• Clear rules and risk management
• Platforms like MT5, Match-Trader, and TradeLocker
  

Ready to trade with real capital?

Explore Blue Guardian’s funding options and start scaling your trading today.